Economic and social development : 108th International Scientific Conference on Economic and Social Development - "Financial Literacy for Economic and Social Development" : book of proceedings : [Aveiro], 21-22 March, 2024 - Humberto Nuno Rito Ribeiro; Daniel Tomic; Igor Klopotan (Economic and social development : 108th International Scientific Conference on Economic and Social Development - "Financial Literacy for Economic and Social Development" : book of proceedings : [Aveiro], 21-22 March, 2024, 2024)